General Disclaimer 

The information disseminated on Mutual Fund Association of Pakistan (MUFAP’s) website about various categories of mutual funds, voluntary pension funds and exchange traded funds is for informational purposes only for creating awareness about these as a savings and investment and not for sales promotion nor solicitation of business. The content herein has been prepared by MUFAP on the basis of publicly available information, member provided information, internal sources and other third-party sources believed to be reliable. The information contained on this site is published in good faith and MUFAP believes that the provided information is accurate as at the date of publication but no representation or warranty of accuracy, express or implied, is given of any kind and no obligation or responsibility in respect of any errors, omissions, interruptions or delays in service which may occur is accepted by MUFAP. MUFAP cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not be changed. MUFAP shall have no liability for any loss or damage arising out of the use or reliance on the information provided including without limitation, any loss of profit or any other damage, direct or consequential. No information on this site constitutes investment, tax, legal or any other advice. The content herein does not take into account individual investor’s objectives, risk appetite or financial needs or circumstances or the suitability of the mutual fund products described herein. Hence, investors are advised to consult their professional investment adviser/ consultant/ tax advisor for investment advice in this regard. The information contained in this site does not constitute an offer to buy and sell shares/ units in any of the funds, nor is the information directed at any jurisdiction in which the offer, sale or recommendation is not authorized. This site is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of this site is prohibited. Persons in respect of whom such prohibitions apply must not access this site.

Risk Disclaimer 

All investments in Mutual Funds are subject to market risks. The value of the units may go up or down based on market conditions. Past performance should not be taken as an indication or guarantee of future performance and no representation or warranty, express or implied, is made regarding future performance. The information on this website and the guides available is included for information purposes only and investors should make their own appraisal of the investment opportunity and consult their own financial, legal and other professional advisors prior to any subscriptions. Investors should read the Trust Deed and the Offering Document of the relevant schemes carefully to understand the investment policy of the scheme and the risks involved before investing. A Mutual Fund, Voluntary Pension Fund or Exchange Traded Fund is not a Bank deposit and is not an obligation of, or guaranteed (for return and/or original investment amount), or insured by MUFAP, or the Mutual Fund, Voluntary Pension Fund or Exchange Traded Fund or its Asset Management Company and they do not accept any liability in this regard.

Liability Disclaimer 

The material and information in this site is provided “as is” and “as available” basis without warranties of any kind, either expressed or implied. The information, software, products and services included on this web site may include any inaccuracies or typographical errors. Changes are periodically added and MUFAP may make improvement and/ or changes in this web site at any time. MUFAP disclaims all warranties, expressed or implied, including but not limited to implied warranties and conditions or merchantability, fitness for a particular purpose, title and non-infringement. It is a visitor’s/ investor’s responsibility to evaluate the accuracy, completeness and usefulness of any options, advice, services or other information provided. All information contained on any page of this site is distributed with the understanding that MUFAP is not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. In no event shall MUFAP be liable for any direct, special, incidental or consequential damages arising out of the use of the information herein.